Heard our radio advert?

Finding a mortgage should be quick and easy, that's why we've rolled out our national radio campaign! If you heard our advert, please click the button below so we can help you find your mortgage!

Are you an adviser?

Find the best mortgage
online for you

If you're buying a new home, remortgaging an existing property or
investing in buy to let, Giving Mortgages can deliver just what
you need in minutes, saving you time and money

What do you need?

Here's how it works

Easy, bite-sized questions

We ask you the basics of what you require, it's up to you how much information you provide

Our Mortgage Finder asks a series of calculated questions that help us to shortlist the most suitable mortgage for you. We've made this process as simple as possible through easy, bite-sized questions

Your mortgage products

We run your requirements through thousands of mortgage products from a vast number of lenders

Once we have enough information about you and your requirements, we return all the mortgage products you could be eligible for, letting you browse at your leisure. The more information you provide, the more appropriate these mortgage products will be for you

Secure your mortgage

You're all done. We can take it from here!

When you are happy with a mortgage you've found, it's time to speak to a regulated adviser. We match you with the most appropriate adviser based on your requirements. Since they already know the information you've provided, it speeds up the process and your mortgage application

We're ready if you are?

What the media are saying

"Soaring interest rates strain affordability for many buyers"

"The Bank of England has increased interest rates by 0.25% to 5.25%"

"Four of Britain's biggest lenders cut rates on fixed mortgage deals"

"Mortgage costs had surged after the mini-budget, peaking at 6.65%"

Frequently asked questions

Below are questions we are frequently asked about our service

What is a mortgage?

A mortgage is a loan that you take out which is secured against a property that enables you to purchase your home.

The mortgage lender has the option of taking possession of the property and selling it if the mortgage repayments aren't made, to try and recoup any losses it has suffered.

The lender will charge you interest in return for lending you the money. Therefore over the term of the mortgage, you will need to pay the lender interest and repay the amount you originally borrowed fully before the mortgage ends.

How do I choose the most suitable mortgage for me?

One of the most difficult aspects of organising a mortgage is sorting through the hundreds of mortgage deals currently available. Different mortgage schemes will cater for different needs. To establish what is suitable for you, it is important to take into account your current circumstances as well as your priorities and long-term plans. We recommend speaking to a mortgage adviser as soon as possible as they will be able to guide you.

How much can I borrow?

Every lender will be different in their approach to what you can borrow and unfortunately there is no set calculation. The actual amount you're eligible to borrow will be determined by the cost of the property you wish to purchase, the size of the deposit you have, and your income and affordability (taking into account your monthly financial commitments and any future commitments) We will match you with a broker who will assess your circumstances and advise how much you will be able to borrow

Do Giving Mortgages arrange mortgages?

No, Giving Mortgages collect your information and match you with an adviser who will find the best mortgage to suit you

I have had problems with credit in the past, can I get a mortgage?

Credit problems do not necessarily prevent you from getting a mortgage. If you have credit problems we will refer you to a broker who specialises in this area.

Do you charge a fee for your service?

No, our service is free. However, some brokers may charge a fee for arranging a mortgage.

Don't worry, we've
got you!

We know that the mortgage journey can be complex, stressful and leave
you frustrated, so our specialist mortgage advisers will handle
the whole process, while you can just sit back and relax

What do you need?

Are you an adviser?